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$1 million or is it worth $1,000?

Protect your rights by hiring Gig Harbor Law

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What The Insurance Company Doesn’t Want You To Know

You pay insurance premiums and expect your insurer to live up to its end of the deal when you file a claim. However, insurance companies are generally more concerned about protecting their bottom line than they are about paying you. For this reason, insurance companies often try to move things along quickly and rely on their own systems to minimize their payout. Insurance adjusters may be friendly and come across as very helpful, but it’s important to remember that they are employees of the insurance company and their objective is to pay you as little as possible.

At Gig Harbor Law, we are very familiar with the insurance company process and how they try to take advantage of you:

1. Insurance companies can save money by having your car declared a total loss.

In many cases, when your car is damaged it can be cheaper for the insurance company to pay the replacement value instead of the repairs to just fix the damage. This can be a terrible deal for you, as the replacement value might be considerably less than it would really take to repair your car.

2. Your car may be worth less after it is repaired.

After your car is repaired from a major accident, it is now considered a car that has been in a wreck and the value is thus diminished on resale. It’s also important to pay attention to who is repairing your car. Are they using dealer parts, off-brand, or salvage parts?

3. Your insurance claim could raise your insurance rates.

The insurance companies don’t release their internal calculations on how an accident, ticket, or any other claim can increase your premiums. This can deter people from making a claim, but it should not deter you, especially if you have injuries.

Other things that insurance companies won’t tell you:

  • You have the right to hire an attorney – and you should.
  • You do not have to provide them with a recorded statement without an attorney present.
  • You do not have to rely on the insurance company evaluation of your losses.
  • You should not post anything regarding your accident online.
  • The insurance company might ask you questions that they already know the answers to.
  • You can receive compensation for losses not related to economic loss.


While recovering from an accident, a personal injury claim can help ease your mind by allowing us to fight for full and fair compensation for your injuries. This includes the following:

  • Current medical bills and future medical expenses
  • Pain and suffering
  • Lost paychecks from being unable to work
  • Property damage

Whether your case gets settled or goes to trial, our team at Gig Harbor Law will work hard on your behalf to protect you and maximize your payout. We never rank cases based on presumed monetary value. All cases are high priority to us, and you can rest assured that your case is in capable hands.


FREE CLAIM REVIEW: Find out what your case is worth!
(Or call us at 253-509-0625)

Happy Clients

George came to Gig Harbor Law after he was rear-ended on the freeway on his way home from work. In this video, he shares his experience of working with us to obtain a great settlement on his case.

Expert Point of View

“Our clients are often surprised to learn their case is worth significantly more than they originally thought. I’ve had many cases where a claims adjuster will tell a client that their case is worth very little, only for the client to discover after hiring us that they can settle for multiples of the original offer.”

Lambros Politis

Owner & Attorney, Gig Harbor Law

Getting Injured Can Be Scary

Where do you turn for legal help if you’ve been in an accident caused by someone else’s wrongdoing? How will you pay your medical bills and rehabilitation costs? What happens if you cannot return to the work you did before the accident? How will you afford to manage other expenses?

If the other driver in a car accident was negligent, then you certainly have the legal right to financial recovery from that driver. Negligence is a legal doctrine which includes the establishment of a duty, breach of a duty, causation, and damages.

Accident victims suffering injuries can find relief from the uncertainty by speaking with an experienced personal injury attorney as soon as possible after an accident occurs. At Gig Harbor Law, we respond promptly to your questions and develop a strong case to protect your rights and obtain the maximum compensation for your claim. We remain accessible to you throughout the entire process.

Free Consultation

Hiring the right legal team is essential to a favorable outcome for personal injury cases. However, choosing an attorney – especially if you have never spoken with one before – can cause anxiety. At Gig Harbor Law, we tailor our legal services to our clients’ needs. We have built a reputation for our accessibility and responsiveness. We provide straightforward and practical counsel that our clients trust.

Call 253-509-0625 to find out more about our free initial consultation regarding your personal injury matter. We will charge no fees unless we secure compensation for you.

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